Terms and Conditions

Last modified: February 16, 2017
Thank you for using Numida! Numida is a financial management mobile application software with associated financial and advertising services (“App”). Numida is provided by Numida Technologies Uganda Limited (Numida Technologies), a company duly incorporated under the laws of Uganda with a company registration number 213621 and located at Plot 13 Valley Road in Ministers Village, Ntinda, in Kampala, Uganda. The terms “us”, "we" and "our" as used in this Agreement refer to Numida Technologies.
1.     Acceptance of Terms and Conditions
1.1.   You must read these Terms and Conditions carefully before creating a Numida account. By using Numida, and by clicking the “I agree to the Terms and Conditions and Data Privacy Policy” option upon creation of your account, you confirm that you have read, understood and agreed to comply with and be bound by these Terms and Conditions.
2.     Privacy and information sharing
2.1.   Your privacy is very important to Numida Technologies. We designed our Data Privacy Policy to clarify how we collect and can use the information that you input in the App. We encourage you to read our Data Privacy Policy, and to use it to help you make informed decisions. By using the App, you provide the right to Numida Technologies to collect and use the information that you will enter in the App according to the Data Privacy Policy.
2.2.   We always appreciate your feedback, reviews, or other suggestions about the App as it helps us to improve our services to you, but you understand that we may use your feedback, reviews, or suggestions without any obligation to compensate you for them (just as you have no obligation to offer them).
3.     Registration and account security
3.1.   You affirm that the information that you submit during the creation of your account is accurate and up-to-date. You will also keep your contact information accurate and up-to-date thereafter.
3.2.   You will create a password for the App that allows you to view or edit data within the App.  You are responsible for keeping your password confidential. We ask that you do not share your password with others. Representatives of Numida Technologies will never ask you for your password.
4.     Honesty of reporting and full disclosure of transactions
4.1.   You will report your financial transactions honestly and will capture all of your transactions into the App. This will result in the best and most complete information to help you manage your business. You will not use the App dishonestly to mislead Numida Technologies about the true financial situation of you and/or your business. Using the App to record all of your transactions accurately and truthfully is in your best interest.
4.2.   Numida Technologies reserves the right to terminate its service to you if we determine that you have been using the App dishonestly or have not fully disclosed your financial transactions with the intention of misleading us to improve your chances of benefiting from our financial services.
5.     Costs to user
5.1.   We currently provide the App for free, but please be aware that your network’s normal rates and fees, such as the fees for text messaging and data, will still apply. You are responsible for these expenses. We cannot guarantee that the App will continue to be free indefinitely.
6.     Changes to these Terms and Conditions
6.1.   We will notify you in advance when we make changes to these Terms and Conditions and give you the opportunity to review the revised version before continuing to use our service. If you continue to use the App after receiving a notice of the change to our Terms and Conditions, you are accepting the changes.
6.2.   In the event that the Terms and Conditions for the App change, the latest version of the said Terms and Conditions shall always take precedence over the terms earlier on agreed upon.
7.     Disclaimer
7.1.   We try to keep THE App functioning securely and reliably, and we sincerely hope that it will be valuable to you. But you use it at your own risk. We are providing THE App ON AN “as is” and “as available” BASIS, without any warranties, WHETHER EXPRESS OR IMPLIED. We do not guarantee that THE App will always be secure or error-free or that THE App will always function without disruptions, INTERRUPTIONS, delays or imperfections. NUMIDA TECHNOLOGIES WILL NOT BE RESPONSIBLE OR LIABLE FOR LOST PROFITS, REVENUES, OR DATA, FINANCIAL LOSSES OR INDIRECT DAMAGES, Though the main objectives of Numida Technologies are to help NUMIDA users to improve the management of their business and to increase their access to finance, we do not guarantee that THE App will improve the functioning or profitability of your business, and we do not guarantee that YOU WILL RECEIVE CREDIT FROM NUMIDA.
7.2.   We may, at our sole and absolute discretion, decline to act on any request for financial services made by you. if you apply for a loan on the app, We reserve the right to decline your application for a loan at any stage, at our sole and absolute discretion, without assigning any reason or giving you any notice. we reserve the right, at our sole and absolute discretion, to issue or decline to issue a loan and/or to vary the terms of any loan BASED on OUR assessment of the information that we have about you and your business.
7.3.   You explicitly agree that in no event shall NUMIDA technologies, its directors, employees, contractors or affiliates be liable to you or any third party for any damages incurred by you, whether directly or indirectly. this includes, but is not limited to, lost profits, loss of data, loss of goodwill or business reputation, or other intangible loss, or any other loss or damage that may be incurred by you in connection with the use of or performance of THE app.
7.4.   We do our best to keep the App secure from all viruses, worms, or any computer or software-related risk that would ordinarily harm the effectiveness of your device, computer, mobile phone or any other electronic gadget on which App may be downloaded, and shall not be liable in the event that any of the above potential hazards is downloaded onto your device whether or not The App is in use.
8.     Copyright provisions
8.1.   Numida Technologies exclusively owns Numida. Numida and its original content, features and functionality are owned by Numida Technologies and are protected by international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. You will not attempt to replicate, duplicate, copy or otherwise reproduce, without the written and express permission of Numida Technologies, the technology based on which the App was developed or on which it is continuously run.
8.2.   All materials including without limitation, logos, brand names, images, designs, photographs, video clips and written and other materials that appear as part of the App are copyrights, trademarks, and/or other intellectual property whether registered or unregistered ("Intellectual Property") owned, controlled or licensed by Numida Technologies.
8.3.   An infringement on the legal proprietorship of Numida Technologies in Numida shall lead to court proceedings in accordance with the laws governing intellectual property ownership and infringement in Uganda.
9.     Governing law
9.1.   In the event that any dispute arises from the interpretation or application of these Terms and Conditions or the Data Privacy Policy, the laws of Uganda shall apply and the Courts established under the relevant Laws of Uganda shall apply in the interpretation thereof.
10.  Dispute Resolution
10.1.Either party shall endeavor to settle any dispute arising from these Terms and Conditions by way of negotiation. If these disputes are unable to be resolved by negotiation within 21 days from the date the disputes arose the parties shall attempt to settle it by mediation in accordance with the Arbitration and Conciliations Act, Cap. 4, Laws of Uganda. The mediation will be conducted by a single mediator appointed by and agreed upon by either party. In the event that the parties fail to agree on a single mediator then one will be appointed by CADER on application of either party. In the event that a resolution is not reached after 21 days from the date of commencement of the mediation, the parties may then resort to the courts of law. All negotiations and mediation will be conducted in Uganda and the language used will be English.
11.  Parties bound by these Terms and Conditions
11.1.    These Terms and Conditions are binding and enforceable as between Numida Technologies and the Numida user.
12.  Termination of Registration
12.1.    If you no longer wish to have a Numida account, you may terminate your account by sending an email to help@numidatech.com or by phone at +256(0)800100240 (toll free).
12.2.    If for any reason we believe that you have not complied with any of these Terms and Conditions, we may, at our sole discretion, suspend or terminate your account immediately and without prior notice. We would inform you of this suspension or termination by contacting you using the email address or phone number provided at registration.
12.3.    All provisions of the Terms and Conditions which by their nature should survive termination shall survive termination, including without limitation warranty disclaimers and limitations of liability.
13.  Invalidity
13.1.    If any paragraph of these Terms and Conditions shall be held or declared to be void, invalid or illegal, for any reason, by any court of competent jurisdiction, such provision shall be ineffective but shall not in any way invalidate or affect any other clause, Paragraph, section or part of these Terms and Conditions.